These Terms of Use including the Privacy Policy of KredX Platform Private Limited (Hereinafter referred to as the “Company” or “DTX”) govern the use of the website of DTX (www.dtxindia.in) (“Website”) and the services (“Services”) provided through the Website. DTX requests that all users read the following terms and conditions carefully. By using the Website including but not limited to accessing or visiting or browsing the Website, you (“Visitor/User/Member”) indicate your acceptance to these Terms of Use and agree to abide by them. The Terms of Use constitute a legal agreement between you, as the user of the Website and us, the owner of the Website. If you do not agree to these Terms of Use, please refrain from using this Website.

The Terms of Use shall be deemed an integral part of any agreement (the "Master Agreement") and shall be referenced therein, to be read in conjunction with the terms and conditions of that agreement. In case of any conflict between the provisions of the Master Agreement and these Terms of Use, the terms of the Master Agreement will take precedence and govern with respect to matters specifically addressed therein. The Terms of Use will continue to apply to all other matters not covered by the Master Agreement.

ABOUT THE COMPANY AND DTX WEBSITE

The Website is owned and operated by KredX Platform Private Limited (“we/us/our”). We have been incorporated under the Companies Act, 2013 under CIN U72900KA2021PTC147215 having its registered office at Wing ‘A’, Ground Floor, Office-1, Block- ‘A’, “SALARPURIA SOFT ZONE, Bellandur Village, Varthur Hobli, Bangalore South Taluk, Outer Ring Road, Bengaluru – 560103, Karnataka, India.

DTX’s Trade Receivables Discounting System (TReDS) is an online exchange established with the approval of the Reserve Bank of India (RBI) to facilitate the discounting of invoices and bills of exchange across India. The primary participants include Micro, Small, and Medium Enterprises (MSMEs) ("Suppliers"), large corporations, including public sector undertakings and government departments ("Buyers"), and banks/Non-Banking Financial Companies ("Financiers") and Insurance Companies licensed by the Insurance Regulatory and Development Authority of India (“IRDAI”) . DTX offers an electronic platform that enables MSMEs to access supply chain finance at competitive rates through an open bidding process involving multiple Financiers.

ACCESS TO THE DTX WEBSITE AND THE REGISTRATION TERMS

To fully access the features and services of the DTX Website, you must enter into a Master Agreement with us, designating you as a ‘Buyer,’ ‘Seller,’ or ‘Financier’ (Member). If any discrepancies arise between the Terms of Use and the specific terms outlined in the relevant Master Agreement, the terms of the Master Agreement shall take precedence.

By using this Website, you confirm that you possess the necessary skills and resources to access and navigate it. If you are accessing the Website on behalf of an entity, you must have the appropriate authorization from the entity to comply with the Terms of Use.

You affirm that all the information provided by you is accurate, correct, and up to date. You agree to notify us promptly of any changes or updates to this information. If you are using the Website on behalf of an entity, you also agree to notify us of any modifications to your authorization to act on behalf of the entity.

Once your registration on DTX Website is complete, and upon our reasonable satisfaction regarding your engagement, an authentication link will be sent to the email address you provided. This link will contain a unique username and password, granting you access to our Website.

You are responsible for keeping your username and password confidential and agree not to share them with any third party. You must also take reasonable precautions to secure your password and immediately inform us of any unauthorized use or security breach.

You agree not to host, display, upload, modify, publish, transmit, update, or share any information that:
(i) belongs to another party and to which you do not have rights;
(ii) is harmful, harassing, defamatory, invasive of privacy, discriminatory, or unlawful in any way;
(iii) harms minors;
(iv) infringes on intellectual property rights;
(v) violates applicable laws;
(vi) misleads or deceives others regarding the origin of the information;
(vii) impersonates another individual;
(viii) threatens national security, public order, or friendly international relations;
(ix) involves fraudulent or misleading information or documents.

You also agree not to sell, transfer, or misuse your access to the Website. Spam or any unsolicited electronic communication to other Buyers, Suppliers, or Financiers is strictly prohibited. Additionally, you must not introduce harmful software (such as viruses, trojans, or worms) or attempt to gain unauthorized access to the Website or any other associated source

INTELLECTUAL PROPERTY RIGHTS

By accessing our Website, we grant you a limited license to view and use the information provided for personal, non-commercial purposes.

You may download the content available on the Website solely for your personal use, provided it is not used for reproduction or distribution on any other platform or medium without our prior written consent. You agree not to use the content for any other purpose than as stated above. Any unauthorized use of the proprietary information on the Website will be considered an infringement of our intellectual property rights.

We hold copyright over all content displayed on the Website, including graphics, logos, and software that are either owned or licensed to us, excluding third-party content that is explicitly identified. Any violation of our intellectual property rights will be subject to applicable Indian law.

The license to access and use the Website does not authorize you to copy or reproduce its content on any other platform or medium without our explicit written consent.

Unless specified otherwise, any word, logo, or symbol bearing the ™ or ® symbols is a registered trademark that is either owned by us or licensed to us. The license to access the Website does not permit the use of these trademarks in any manner.

LINKED WEBSITES

This Website may provide access to third-party websites through links for your convenience. Please note that these links may not always be up-to-date.

We do not endorse, review, control or examine third party websites and we are not responsible for any content posted on such third party websites. You understand that the inclusion of links on the Website is not intended as an endorsement or recommendation of any linked website or content of such website.

By accessing any third-party website, you agree that your use is subject to the terms and conditions of that website, which are independent of the Terms of Use of this Website. You acknowledge and accept that it is your responsibility to adhere to the terms and conditions of any third-party site you visit.

CONTENT OF THE WEBSITE

We strive to maintain the accuracy, timeliness, and completeness of the information presented on this Website. However, we reserve the right to modify the content or appearance of the Website at any time without prior notice.

We cannot be held responsible for any decisions made based on the information available on the Website or for how third parties may use this information.

Anyone interested in using any of the services or products featured on the Website is encouraged to contact us to confirm the applicable contractual terms and pricing for those products and/or services.

Access to certain products and services on the Website may be restricted for specific individuals or countries.

We will not provide any products and/or services to individuals if such provision is prohibited by the laws of their country of origin or any other relevant jurisdiction.

It is the responsibility of any interested party to consult with their legal and financial advisors to confirm whether their legal and fiscal status allows them to subscribe to the products and/or services offered on the Website.

TECHNICAL INFORMATION

Users acknowledges and agrees that we are not liable for matters beyond our control, including any damage caused by the user's technical environment, such as computers, software, network devices, or other equipment used to access or use the Website and its content.

You agree and understand that the use of the Website is at your own risk. The Website is being made available to you on an “as is” and “as available” basis without providing any warranties, guaranties or conditions as to the usage being free from any faults, defects, interruptions, errors, viruses or to the accuracy, reliability, availability of content. You agree and understand that we shall not be responsible for any interference or damage that may be caused to your computer resource which arises in connection with your access to our Website

You also agree and understand that the information displayed on the Website is for information purposes only and does not to amount to any advice.

You further acknowledge and agree that we shall not be responsible for any defamatory, offensive or illegal conduct of third parties on our Website, including users and operators of third party websites.

AMENDMENTS

We may amend these Terms of Use at any time without any notice by posting an updated version on the Website. The updated version of these Terms of Use shall supersede the previous version of the Terms of Use and take effect immediately upon posting. You have the right to opt-out of agreeing to these Terms of Use or any future updated version of the Terms of Use, by ceasing to use the Website. However, please be aware that your continued use of the Services from the launch of any updated Terms of Use would mean deemed acceptance of such updated Terms of Use including any modification thereof. We recommend you to keep checking the Terms of Use often to be familiar with any updates and changes.

GOVERNING LAWS AND JURISDICTION

The content of the www.dtxindia.in website is subject to the law applicable to/in India.

The Users acknowledge that the terms of the Master Agreement shall determine the competence of the courts and Dispute Resolution Mechanism with regard to the settlement of the disputes arising from the content and use of the Website.

DISCLAIMER

The information and material contained in these Terms of Use and descriptions that appear are subject to change without prior notice. DTX provides an electronic web-based platform for trading of/bidding for Factoring Units, and financing trade receivables for MSME sellers. DTX is merely a facilitator to such activities and transactions, and its services are limited to the provision of the Platform for such purpose.

The information contained in this Website, including text, graphics, links or other items are provided on an ‘as is’, ‘as available’ basis. DTX does not warrant the accuracy, adequacy or completeness of this information and material and expressly disclaims liability for errors or omissions in this information and material. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

In no event will DTX be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this Website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if DTX, or representatives thereof, are advised of the possibility of such damages, losses or expenses. Hyperlinks from and to other websites are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by DTX.